Ⅰ. 서론 ·········································································································1

Ⅱ. 장애인정기준과 제도적 환경 ···························································2
1. 국민연금 장애연금제도 개요 ························································································2
2. 국민연금법과 장애인정 ··································································································6

Ⅲ. 국민연금법 장애인정 관련 사례조사 ··········································10
1. 대법원 판례 ····················································································································11
2. 그밖에 법원 판례 ··········································································································14
3. 국민권익위원회 권고 ····································································································15

Ⅳ. 국내 생명보험 장애인정 관련 사례조사 ····································17
1. 국내 생명보험의 보험약관 ··························································································17
2. 보험약관 관련 판례 예시 ····························································································28
3. 소결 ··································································································································34

Ⅴ. 일본 후생연금법과 장애인정기준 ················································35
1. 국민연금 및 후생연금의 장애급여 ············································································35
2. 국민연금 및 후생연금의 가입 전 장애인정 규정 및 사례 ··································39

Ⅵ. Remarks ·······························································································44